Finding the right financial planner in Dublin can significantly impact your long-term financial wellbeing.
Whether you’re planning for retirement, managing investments, or organising your pension, working with a qualified professional provides clarity and direction for your financial decisions.
A skilled financial planner helps you create a realistic strategy tailored to your specific circumstances and goals.
Dublin offers a range of financial planning firms, each with different areas of expertise and approaches to client service.
Understanding what these professionals offer and how to evaluate them ensures you select an adviser who aligns with your needs.
1) Opes Financial Planning Ltd
You can rely on Opes Financial Planning Ltd for clear, practical financial advice. The firm focuses on helping you understand and manage your finances with confidence. Its team supports individuals and businesses in making structured plans for saving, investing, and protecting assets.
You receive services covering financial planning, insurance advice, and investment management. The advisors aim to tailor solutions that fit your personal or corporate goals. Their approach encourages long-term thinking rather than short-term decisions.
Located in a professional business park in Bray, the office offers a welcoming and accessible environment. You can contact them easily to arrange a consultation and discuss the best strategies for your financial future.
Rating: 5 (10 reviews)
Location: Bray, Co. Wicklow, Ireland
Contact: +353 1 272 4130
Website: Visit Website
2) Rockwell
Rockwell operates as a financial planning practice in The Liberties area of Dublin 8.
The firm provides financial planning services to clients seeking professional guidance with their financial matters.
Based on Francis Street, Rockwell offers consultations with their team of financial planners.
You can arrange to speak with an expert by filling out a contact form on their website.
The practice focuses on delivering tailored financial planning advice to meet individual client needs.
Their website provides a straightforward way to get in touch with the team.
You’ll find their head office contact details readily available if you prefer to reach out directly by phone.
Rating: 4.9 (132 reviews)
Location: 103 Francis St, The Liberties, Dublin 8, D08 Y70F, Ireland
Contact: +353 1 296 6120
Website: Visit Website
3) Mason Wealth Management
Mason Wealth Management operates from Leeson Street Lower in Dublin 2, offering a comprehensive range of financial services.
The firm provides financial planning, pension advice, investment services, life insurance, and mortgage brokering under one roof.
Their commitment centres on acting in your best interests to build long-term client relationships.
You can access pension and mortgage calculators on their website to get initial estimates for retirement planning or mortgage switching scenarios.
The calculators provide illustrative quotes based on current market conditions and practical assumptions.
The firm offers pension planning services with tax relief considerations and investment growth projections.
Their mortgage services include guidance on switching lenders and calculating potential savings on monthly repayments.
They also provide financial audit and financial consulting services to help you manage your overall wealth strategy.
When you work with Mason Wealth Management, you’ll receive guidance tailored to your specific circumstances.
The firm emphasises that all quotes are for illustrative purposes only and recommends speaking with one of their advisers for detailed information relevant to your needs.
Rating: 5.0 (196 reviews)
Location: 73 Leeson Street Lower, Dublin 2, D02 X524, Ireland
Contact: +353 1 902 0001
Website: Visit Website
4) Investwise Financial Planning Limited
Investwise Financial Planning Limited operates as a fee-based financial advisory firm, distinguishing itself from traditional commission-based models.
You pay the firm directly through a transparent fee structure rather than through product commissions.
This approach aims to align the advisers’ interests with your own financial goals.
The firm provides comprehensive financial planning services for a diverse client base.
Whether you’re planning for retirement, managing your business exit, or saving for your children’s education, their CFP-qualified advisers work with you to create customised financial plans.
They collaborate with partner professionals in accounting and tax to address various aspects of your financial situation.
Their financial planning process uses analysis and modelling software to assess your current position and future objectives.
The team focuses on understanding your short, medium, and long-term goals rather than pushing specific financial products.
They emphasise a holistic approach that considers your lifestyle, career, and family security alongside your financial planning needs.
Investwise maintains offices in both Dublin and Cork.
The firm commits to complete transparency regarding fees and charges, breaking down all costs associated with recommended financial products.
Their advisers work with retirees, self-employed individuals, company directors, and senior management across different financial planning scenarios.
Rating: 5 (15 reviews)
Location: Viscount House, 6/7 Fitzwilliam Square E, Dublin 2, D02 Y447
Contact: +353 1 912 0830
Website: Visit Website
5) Highfield Financial Planning
Highfield Financial Planning operates from Trinity Street in Dublin’s city centre, offering comprehensive financial planning services.
The firm specialises in pensions, investments, and protection policies for both personal and business clients.
Their approach centres on explaining complex financial concepts in accessible terms, making them particularly suitable if you’re new to financial planning.
The practice is led by adviser Eoghan, who clients consistently praise for his thorough knowledge and patient communication style.
He provides detailed financial plans with multiple scenarios to help you understand your options clearly.
Whether you’re dealing with pension transfers, investment management, or life insurance arrangements, the firm offers personalised guidance tailored to your specific circumstances.
Clients highlight the proactive nature of the service, with regular updates on market developments and portfolio performance.
The firm handles both straightforward and complex cases, including pension consolidations, redundancy planning, and corporate pension schemes.
You’ll find they maintain communication through various channels, adapting to your preferred method of contact.
Rating: 5.0 (32 reviews)
Location: 6-9 Trinity St, Dublin, D02 EY47, Ireland
Contact: +353 1 546 1100
Website: Visit Website
6) Progressive Financial Services
Progressive Financial Services offers comprehensive financial planning across multiple areas including pensions, investments, mortgages, and protection insurance.
Based in Dublin 8, they specialise in retirement planning, self-directed pensions, and auto-enrolment group pensions.
You can also access their expertise in UK State Pension matters, which is particularly relevant given that Irish residents account for 28% of the UK State Pension bill in the EU.
The firm provides mortgage brokerage services alongside fee-based financial advice.
Their team includes advisers with backgrounds in underwriting, which can help streamline the mortgage approval process.
They work with first-time buyers and those looking to switch mortgages, handling applications from start to finish.
Client feedback highlights the accessibility and knowledge of their advisers.
Many reviews mention the team’s availability for questions and their ability to simplify complex financial processes.
If you’re self-employed, their pension services may be particularly relevant, as only 30% of self-employed people in Ireland currently contribute to a pension scheme.
Their services extend to income protection insurance and inheritance tax planning for various family structures.
You can arrange consultations to discuss your specific financial needs, whether you’re planning for retirement, purchasing property, or protecting your income.
Rating: 5 (277 reviews)
Location: Ardee Court, Unit 1, Ardee St, Dublin 8, Ireland
Contact: +353 1 416 5598
Website: Visit Website
7) Prosperous Financial
Prosperous Financial operates from The Capel Building in Dublin’s city centre. The firm offers financial consulting services designed to match your specific needs.
They have earned recognition as a voted top financial broker in Ireland. Their focus is on personalised financial planning approaches.
You can choose from three distinct service levels at Prosperous Financial. The Choice option provides a single consultation session to address particular financial concerns.
Premier offers a comprehensive financial review with a long-term personalised plan. Private delivers in-depth planning for more complex financial situations.
If you’re uncertain which service suits your requirements, the firm provides a self-assessment questionnaire to help guide your decision.
Prosperous Financial also specialises in mortgage consultation services. Whether you’re purchasing your first property or considering a mortgage switch, they compare market options and provide guidance throughout the process.
The firm aims to simplify mortgage decisions for clients navigating Dublin’s property market.
The consultancy takes a structured approach to financial planning, tailoring their services to accommodate different levels of financial complexity.
Their service model allows you to select the depth of financial review that aligns with your current circumstances and future objectives.
Rating: 4.8 (101 reviews)
Location: Unit 124A The Capel Building, Mary’s Abbey, Dublin, D07 VX33, Ireland
Contact: +353 45 854 716
Website: Visit Website
8) Trust Matters Financial Planning
Trust Matters Financial Planning positions itself as a comprehensive financial advisory service focused on delivering what they call a “7-star service” to clients across Ireland. Based in Dundrum, they operate as part of the Taney Advisory Group, which brings together multiple financial and professional service providers under one roof.
You can access a range of services through their practice, including personalised financial planning for individuals and families, business owner advisory services, and employee benefits packages for corporate clients.
The integration with the Taney Advisory Group means you have access to related services such as tax advice, legal support, accounting, mortgages, and commercial insurance through their partner network.
Their approach centres on understanding your personal circumstances rather than simply focusing on numbers and accounts. They emphasise sustainable and ethical financial practices whilst working to establish themselves as what they describe as a “credible household name” in Ireland.
The firm handles various aspects of financial planning, including pensions, life policies, and broader financial strategy development.
Their perfect rating reflects client feedback that highlights the personal relationships they build and the convenience of having multiple financial services available through their integrated advisory group structure.
Rating: 5.0 (57 reviews)
Location: The Taney Buildings, 3 Eglinton Terrace, Dundrum, Dublin 14
Contact: +353 1 563 4300
Website: Visit Website
9) Hegarty Financial Management Limited
Hegarty Financial Management Limited has served Dublin clients for over 40 years, building expertise across personal and corporate financial services. This family-run business combines long-standing experience with current industry knowledge to serve their growing client base.
The firm offers comprehensive financial services including mortgages, investments, life assurance, pensions, and income protection.
As an award-winning mortgage broker, they provide extensive resources on their website to guide you through the home-buying process, from application requirements to current mortgage news.
They focus on matching you with mortgages suited to your specific circumstances.
Their approach centres on building lasting relationships with clients whilst staying current with financial industry developments. The team provides guidance through major life events, whether you’re beginning your career or planning for retirement.
They also offer income protection services designed to safeguard your financial position if illness or injury affects your ability to work.
Located in Rathmines, Hegarty Financial Management operates as financial consultants, investment service providers, and mortgage brokers.
You can subscribe to their e-magazine for market updates and financial news.
Rating: 4.9 (113 reviews)
Location: 47 Mountpleasant Ave Lower, Rathmines, Dublin, D06 W5A0, Ireland
Contact: +353 1 497 2544
Website: Visit Website
10) Greenway Financial Advisors | Pensions | Financial Advice | Business Advice
Greenway Financial Advisors is a family-owned financial planning practice based in Clontarf, Dublin. The firm offers personalised financial guidance across multiple areas, including pensions, life insurance, mortgages, and business development services.
Their approach begins with a comprehensive review called a Fact Find, where advisors establish your financial goals, current position, and future plans. This process covers homeownership, financial protection, and retirement planning.
After gathering your information, they prepare a plan with recommendations tailored to your circumstances and budget.
The practice is regulated by the Central Bank of Ireland and emphasises making quality financial advice accessible to everyone.
Their services extend to both individuals and businesses, addressing matters such as budgeting, investments, savings, pension provisions, and inheritance planning.
Initial consultations are offered at no charge, with most household plans priced at €499.
You can expect guidance on significant life changes, retirement planning, and long-term savings strategies.
The advisors focus on understanding your specific situation through targeted questions, ensuring recommendations align with your needs rather than simply presenting the cheapest options available.
Rating: 5 (20 reviews)
Location: 277 Clontarf Rd, Clontarf East, Dublin, D03 E9A0, Ireland
Contact: +353 1 853 2727
Website: Visit Website
What to Consider When Choosing a Financial Planner
Selecting the right financial planner requires evaluating their professional credentials. You should also understand the specific services they offer and ensure their fee structure aligns with your budget and expectations.
Qualifications and Credentials
You should verify that your financial planner holds recognised professional qualifications. Look for designations such as Qualified Financial Adviser (QFA), Certified Financial Planner (CFP), or membership with the Society of Financial Planners of Ireland.
These credentials demonstrate that the adviser has completed rigorous training and adheres to professional standards.
Registered financial planners must also maintain continuing professional development, which ensures they stay current with regulatory changes and market developments.
Check if your potential adviser is regulated by the Central Bank of Ireland. This registration provides you with legal protections and access to complaint resolution processes if issues arise.
You can verify registration status through the Central Bank’s public registers.
Types of Financial Planning Services
Financial planners in Dublin typically specialise in different areas of financial advice. Some focus on retirement planning, whilst others concentrate on investment management, mortgage advice, or tax planning.
Determine whether you need comprehensive financial planning or assistance with a specific goal. Comprehensive planners assess your entire financial situation, including pensions, investments, insurance, and estate planning.
Specialist advisers may offer deeper expertise in particular areas.
Consider whether the planner offers restricted or independent advice. Independent advisers can recommend products from the entire market, whereas restricted advisers work with a limited panel of providers.
This distinction affects the range of solutions available to you.
Fee Structures and Transparency
Financial planners typically charge through one of three models: commission-based, fee-only, or a hybrid approach.
Commission-based advisers earn money from product providers when you purchase financial products. Fee-only planners charge direct fees for their services, either as an hourly rate, fixed fee, or percentage of assets under management.
Ask for a clear breakdown of all costs before engaging any adviser. This includes initial fees, ongoing charges, and any potential commissions.
Reputable planners provide written fee disclosures and explain exactly what services you receive for your money.
Transparency about potential conflicts of interest is essential. Some advisers may have incentives to recommend certain products, which could influence their recommendations.
How Financial Planners in Dublin Support Your Goals
Financial planners in Dublin work with you to develop tailored strategies that address your specific circumstances, from building wealth portfolios to securing your retirement income.
They provide structured guidance across multiple aspects of your financial life.
Personalised Wealth Management
Your financial planner assesses your current assets, income, and risk tolerance to create a wealth management strategy aligned with your objectives.
This includes portfolio diversification across various investment vehicles, tax-efficient structuring of your holdings, and regular rebalancing to maintain optimal asset allocation.
Dublin-based planners typically conduct comprehensive reviews of your financial situation, identifying opportunities for growth whilst managing potential risks.
They monitor market conditions and adjust your investment approach accordingly, ensuring your portfolio remains aligned with changing economic circumstances and personal priorities.
Key wealth management services include:
- Investment portfolio construction and management
- Asset allocation strategies
- Tax optimisation planning
- Estate planning considerations
- Regular performance reviews and reporting
Retirement and Pension Planning
Your planner evaluates your pension arrangements to maximise contributions within Revenue limits whilst optimising tax relief benefits.
They analyse existing pension pots, including occupational schemes and personal retirement savings accounts, to ensure you’re on track to meet your retirement income targets.
Dublin financial planners help you navigate Ireland’s pension landscape, including PRSAs, company pension schemes, and Additional Voluntary Contributions.
They calculate projected retirement income based on current savings rates and recommend adjustments to bridge any shortfall between your expected needs and projected funds.
They also advise on pension consolidation opportunities, retirement age decisions, and drawdown strategies that balance income requirements with tax efficiency.
Your planner reviews your National Pension entitlements and integrates these projections into your overall retirement income plan.
Broadening Your Financial Support Network
While a financial planner is essential for long-term wealth strategy and investment growth, many individuals and business owners also require dedicated accounting support for tax compliance, bookkeeping, and auditing. Financial planning often works best when paired with solid accounting practices.
If you are a business owner looking to build a robust financial team, or if you require specific accounting expertise outside of the Dublin area, we have curated guides to help you find the right professionals. Whether you need assistance with annual returns or complex corporate tax structures, these resources will steer you toward top-rated experts:
- Find the top professionals nationwide: 10 Best Accountants in Ireland
- For readers based in the Mid-West: 10 Best Accountants in Limerick
Frequently Asked Questions
Selecting a financial planner in Dublin requires understanding key qualifications, fee structures, and service offerings.
The following addresses common questions about professional credentials, performance assessment, costs, and data protection measures employed by leading financial planning firms.
What are the qualifications to look for in a top-rated financial planner in Dublin?
You should verify that your financial planner holds recognised professional qualifications such as the Qualified Financial Adviser (QFA) or Certified Financial Planner (CFP) designation.
These credentials demonstrate that the adviser has completed rigorous training and maintains ongoing professional development requirements.
Membership in professional bodies like the Life Insurance Association or adherence to the Central Bank of Ireland’s regulatory standards provides additional assurance.
Many top planners also hold specialised qualifications in areas such as pensions, investments, or taxation.
Experience matters significantly when evaluating credentials. You should enquire about how long the planner has been practising and their specific areas of expertise that align with your financial needs.
How does one assess the track record of a financial planner for long-term investment success?
You can request references from existing clients who have worked with the planner for several years. This provides insight into their consistency and ability to maintain relationships through various market conditions.
Ask to review case studies or examples of how the planner has helped clients achieve specific financial goals.
Whilst past performance doesn’t guarantee future results, it demonstrates their approach to strategy development and implementation.
Check for any disciplinary actions or complaints filed with regulatory bodies. The Central Bank of Ireland maintains records of authorised firms and any enforcement actions taken against them.
What are the typical fees associated with professional financial planning services in Dublin?
Financial planners in Dublin typically charge through one of several fee structures: commission-based, fee-only, or a combination of both. Fee-only planners charge either an hourly rate, a flat fee for specific services, or a percentage of assets under management.
Hourly rates generally range from €150 to €400 depending on the planner’s experience and expertise. For comprehensive financial planning, you might pay a flat fee between €2,000 and €5,000 annually.
Asset-based fees typically range from 0.5% to 1.5% of the assets being managed. You should always request a clear breakdown of all fees and charges before engaging a financial planner’s services.
Can you provide a guide to understanding the range of financial planning services offered in Dublin?
Dublin financial planners offer pension planning services including personal retirement savings accounts (PRSAs), occupational pensions, and retirement income strategies. They help you maximise tax relief opportunities whilst building adequate retirement funds.
Investment planning services cover portfolio construction, asset allocation, and ongoing investment management. Many planners provide access to diverse investment options including funds, bonds, and structured products.
Additional services often include mortgage advice, life assurance, income protection, and estate planning. Some firms like Keenan Financial Planning, Rockwell, and Mason Wealth Management offer comprehensive wealth management encompassing all these areas.
What strategies do expert financial planners employ to ensure client confidentiality and data protection?
Financial planners must comply with the General Data Protection Regulation (GDPR) which governs how personal information is collected, stored, and processed. This requires implementing robust data security measures and obtaining explicit consent for data usage.
Most established firms use encrypted communication channels and secure document storage systems. They maintain strict access controls ensuring only authorised personnel can view sensitive client information.
Regular staff training on data protection protocols is standard amongst reputable firms. You should receive a clear privacy policy explaining how your data will be handled and your rights regarding that information.
What are the criteria for evaluating the performance and reliability of financial planners in Dublin?
You should assess whether the planner takes time to understand your specific circumstances, goals, and risk tolerance.
A reliable planner conducts thorough fact-finding and develops personalised strategies rather than offering generic solutions.
Communication quality matters significantly in ongoing relationships.
Evaluate how promptly they respond to queries and whether they provide regular portfolio reviews and updates on your financial plan’s progress.
Transparency regarding fees, potential conflicts of interest, and product recommendations indicates reliability.
You should feel confident that the planner prioritises your interests and clearly explains the reasoning behind their recommendations.